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0% financing or a rebate on a 2026 Ford Ranger?

Gap in total cost

$3,988

  • 0% wins by $3,988.
  • 0% APR: $564 a month, $37,360 total.
  • Rebate at 7.0%: $630 a month, $41,348 total.
  • The rebate wins below 2.4% APR.
  • XL SuperCrew RWD, $35,245 with destination.
  • Cheaper than 76% of 22 trucks (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$37.4kRebate, 7.0% APR$41.3k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Ford Ranger: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
XL$35,245$564$630$37,360$41,3480% APR
XL SuperCrew RWD$35,245$564$630$37,360$41,3480% APR
XLT$37,770$604$678$40,036$44,4800% APR
XLT SuperCrew RWD$37,770$604$678$40,036$44,4800% APR
SuperCrew XL 4WD$38,745$620$697$41,070$45,6900% APR
SuperCrew XLT 4WD$41,270$660$745$43,746$48,8220% APR
Lariat$45,650$730$828$48,389$54,2560% APR
Lariat SuperCrew RWD$45,650$730$828$48,389$54,2560% APR
SuperCrew Lariat 4WD$49,150$787$895$52,099$58,5980% APR
Raptor$58,965$944$1,081$62,503$70,7740% APR
SuperCrew Raptor 4WD$58,965$944$1,081$62,503$70,7740% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked