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0% financing or a rebate on a 2020 Ford Ranger?

Gap in total cost

$2,193

  • 0% wins by $2,193.
  • 0% APR: $405 a month, $26,823 total.
  • Rebate at 7.0%: $441 a month, $29,016 total.
  • The rebate wins below 3.4% APR.
  • XL 2WD SuperCab Pickup Box Delete, $25,305 with destination.
  • Cheaper than 83% of 13 trucks (2020) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$26.8kRebate, 7.0% APR$29.0k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Ford Ranger: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
XL 2WD SuperCab Pickup Box Delete$25,305$405$441$26,823$29,0160% APR
XL SuperCab RWD$25,605$410$447$27,141$29,3880% APR
XL SuperCrew RWD$28,005$448$493$29,685$32,3660% APR
XLT SuperCab RWD$29,655$474$524$31,434$34,4120% APR
XL SuperCab 4WD$29,765$476$526$31,551$34,5490% APR
XLT SuperCrew RWD$31,830$509$565$33,740$37,1110% APR
XL SuperCrew 4WD$32,165$515$572$34,095$37,5260% APR
XLT SuperCab 4WD$33,655$538$600$35,674$39,3750% APR
Lariat SuperCab RWD$33,695$539$601$35,717$39,4240% APR
XLT SuperCrew 4WD$35,830$573$642$37,980$42,0730% APR
Lariat SuperCrew RWD$35,870$574$642$38,022$42,1220% APR
Lariat SuperCab 4WD$37,695$603$677$39,957$44,3860% APR
Lariat SuperCrew 4WD$39,870$638$718$42,262$47,0850% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked