2026 RAM 1500 monthly payment by trim
Monthly payment, 2026 RAM 1500
$852a month
- Express Quad Cab RWD, 60 months, 10% down.
- Needs about $102,200 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Express Quad Cab RWD | $44,820 | $2,689 | $43,027 | $852 | $734 | $649 | $8,092 |
| Tradesman Quad Cab RWD | $44,820 | $2,689 | $43,027 | $852 | $734 | $649 | $8,092 |
| Tradesman | $47,120 | $2,827 | $45,235 | $896 | $771 | $683 | $8,507 |
| Express Crew Cab RWD | $47,570 | $2,854 | $45,667 | $904 | $779 | $689 | $8,589 |
| Tradesman Crew Cab RWD | $47,570 | $2,854 | $45,667 | $904 | $779 | $689 | $8,589 |
| Quad Cab Express 4WD | $48,220 | $2,893 | $46,291 | $917 | $789 | $699 | $8,706 |
| Quad Cab Tradesman 4WD | $48,220 | $2,893 | $46,291 | $917 | $789 | $699 | $8,706 |
| Express | $49,245 | $2,955 | $47,275 | $936 | $806 | $714 | $8,891 |
| Big Horn Quad Cab RWD | $50,075 | $3,005 | $48,072 | $952 | $820 | $726 | $9,041 |
| Lone Star Quad Cab RWD | $50,075 | $3,005 | $48,072 | $952 | $820 | $726 | $9,041 |
| Express Crew Cab LB RWD | $50,710 | $3,043 | $48,682 | $964 | $830 | $735 | $9,156 |
| Tradesman Crew Cab LB RWD | $50,710 | $3,043 | $48,682 | $964 | $830 | $735 | $9,156 |
| Crew Cab Express 4WD | $50,970 | $3,058 | $48,931 | $969 | $834 | $739 | $9,203 |
| Crew Cab Tradesman 4WD | $50,970 | $3,058 | $48,931 | $969 | $834 | $739 | $9,203 |
| Crew Cab Warlock 4WD | $50,970 | $3,058 | $48,931 | $969 | $834 | $739 | $9,203 |
| Big Horn | $52,375 | $3,143 | $50,280 | $996 | $857 | $759 | $9,456 |
| Lone Star | $52,375 | $3,143 | $50,280 | $996 | $857 | $759 | $9,456 |
| Big Horn Crew Cab RWD | $52,825 | $3,170 | $50,712 | $1,004 | $865 | $765 | $9,538 |
| Lone Star Crew Cab RWD | $52,825 | $3,170 | $50,712 | $1,004 | $865 | $765 | $9,538 |
| Quad Cab Big Horn 4WD | $53,475 | $3,209 | $51,336 | $1,017 | $875 | $775 | $9,655 |
| Quad Cab Lone Star 4WD | $53,475 | $3,209 | $51,336 | $1,017 | $875 | $775 | $9,655 |
| Express Crew Cab LB 4WD | $54,110 | $3,247 | $51,946 | $1,029 | $886 | $784 | $9,770 |
| Tradesman Crew Cab LB 4WD | $54,110 | $3,247 | $51,946 | $1,029 | $886 | $784 | $9,770 |
| Warlock | $55,210 | $3,313 | $53,002 | $1,049 | $904 | $800 | $9,968 |
| Big Horn Crew Cab LB RWD | $55,965 | $3,358 | $53,726 | $1,064 | $916 | $811 | $10,104 |
| Lone Star Crew Cab LB RWD | $55,965 | $3,358 | $53,726 | $1,064 | $916 | $811 | $10,104 |
| Crew Cab Big Horn 4WD | $56,225 | $3,374 | $53,976 | $1,069 | $920 | $815 | $10,151 |
| Crew Cab Lone Star 4WD | $56,225 | $3,374 | $53,976 | $1,069 | $920 | $815 | $10,151 |
| Big Horn Crew Cab LB 4WD | $59,365 | $3,562 | $56,990 | $1,128 | $972 | $860 | $10,718 |
| Lone Star Crew Cab LB 4WD | $59,365 | $3,562 | $56,990 | $1,128 | $972 | $860 | $10,718 |
| Laramie | $63,825 | $3,830 | $61,272 | $1,213 | $1,045 | $925 | $11,524 |
| Laramie Crew Cab RWD | $64,275 | $3,857 | $61,704 | $1,222 | $1,052 | $931 | $11,605 |
| Crew Cab Laramie 4WD | $67,675 | $4,061 | $64,968 | $1,286 | $1,108 | $981 | $12,219 |
| Rebel | $67,790 | $4,067 | $65,078 | $1,289 | $1,110 | $982 | $12,239 |
| Laramie Crew Cab LB 4WD | $68,120 | $4,087 | $65,395 | $1,295 | $1,115 | $987 | $12,299 |
| Crew Cab Rebel 4WD | $68,240 | $4,094 | $65,510 | $1,297 | $1,117 | $989 | $12,321 |
| RHO | $75,840 | $4,550 | $72,806 | $1,442 | $1,241 | $1,099 | $13,693 |
| Crew Cab RHO 4WD | $76,590 | $4,595 | $73,526 | $1,456 | $1,254 | $1,110 | $13,828 |
| Limited | $78,750 | $4,725 | $75,600 | $1,497 | $1,289 | $1,141 | $14,218 |
| Limited Longhorn | $78,750 | $4,725 | $75,600 | $1,497 | $1,289 | $1,141 | $14,218 |
| Crew Cab Limited 4WD | $79,200 | $4,752 | $76,032 | $1,506 | $1,296 | $1,148 | $14,299 |
| Longhorn 4x4 Crew Cab 5'7" Box | $79,200 | $4,752 | $76,032 | $1,506 | $1,296 | $1,148 | $14,299 |
| Limited Crew Cab LB 4WD | $79,500 | $4,770 | $76,320 | $1,511 | $1,301 | $1,152 | $14,354 |
| Longhorn 4x4 Crew Cab 6'4" Box | $79,500 | $4,770 | $76,320 | $1,511 | $1,301 | $1,152 | $14,354 |
| Crew Cab Limited Longhorn 4WD | $79,695 | $4,782 | $76,507 | $1,515 | $1,304 | $1,155 | $14,389 |
| Limited Longhorn Crew Cab LB 4WD | $79,995 | $4,800 | $76,795 | $1,521 | $1,309 | $1,159 | $14,443 |
| Tungsten | $91,145 | $5,469 | $87,499 | $1,733 | $1,492 | $1,321 | $16,456 |
| Crew Cab Tungsten 4WD | $91,595 | $5,496 | $87,931 | $1,741 | $1,499 | $1,327 | $16,537 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $852 | $102,200 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $923 | $110,800 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree