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0% financing or a rebate on a 2026 RAM 1500?

Gap in total cost

$5,716

  • 0% wins by $5,716.
  • 0% APR: $717 a month, $47,509 total.
  • Rebate at 7.0%: $812 a month, $53,226 total.
  • The rebate wins below 1.9% APR.
  • Express Quad Cab RWD, $44,820 with destination.
  • Cheaper than 33% of 22 trucks (2026) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$47.5kRebate, 7.0% APR$53.2k
Down payment plus 60 months of payments. Orange: cheaper.
2026 RAM 1500: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Express Quad Cab RWD$44,820$717$812$47,509$53,2260% APR
Tradesman Quad Cab RWD$44,820$717$812$47,509$53,2260% APR
Tradesman$47,120$754$856$49,947$56,0790% APR
Express Crew Cab RWD$47,570$761$865$50,424$56,6370% APR
Tradesman Crew Cab RWD$47,570$761$865$50,424$56,6370% APR
Quad Cab Express 4WD$48,220$772$877$51,113$57,4440% APR
Quad Cab Tradesman 4WD$48,220$772$877$51,113$57,4440% APR
Express$49,245$788$897$52,200$58,7150% APR
Big Horn Quad Cab RWD$50,075$801$912$53,080$59,7450% APR
Lone Star Quad Cab RWD$50,075$801$912$53,080$59,7450% APR
Express Crew Cab LB RWD$50,710$811$924$53,753$60,5330% APR
Tradesman Crew Cab LB RWD$50,710$811$924$53,753$60,5330% APR
Crew Cab Express 4WD$50,970$816$929$54,028$60,8550% APR
Crew Cab Tradesman 4WD$50,970$816$929$54,028$60,8550% APR
Crew Cab Warlock 4WD$50,970$816$929$54,028$60,8550% APR
Big Horn$52,375$838$956$55,518$62,5980% APR
Lone Star$52,375$838$956$55,518$62,5980% APR
Big Horn Crew Cab RWD$52,825$845$965$55,995$63,1560% APR
Lone Star Crew Cab RWD$52,825$845$965$55,995$63,1560% APR
Quad Cab Big Horn 4WD$53,475$856$977$56,684$63,9630% APR
Quad Cab Lone Star 4WD$53,475$856$977$56,684$63,9630% APR
Express Crew Cab LB 4WD$54,110$866$989$57,357$64,7500% APR
Tradesman Crew Cab LB 4WD$54,110$866$989$57,357$64,7500% APR
Warlock$55,210$883$1,010$58,523$66,1150% APR
Big Horn Crew Cab LB RWD$55,965$895$1,024$59,323$67,0520% APR
Lone Star Crew Cab LB RWD$55,965$895$1,024$59,323$67,0520% APR
Crew Cab Big Horn 4WD$56,225$900$1,029$59,599$67,3740% APR
Crew Cab Lone Star 4WD$56,225$900$1,029$59,599$67,3740% APR
Big Horn Crew Cab LB 4WD$59,365$950$1,089$62,927$71,2700% APR
Lone Star Crew Cab LB 4WD$59,365$950$1,089$62,927$71,2700% APR
Laramie$63,825$1,021$1,174$67,655$76,8020% APR
Laramie Crew Cab RWD$64,275$1,028$1,182$68,132$77,3610% APR
Crew Cab Laramie 4WD$67,675$1,083$1,247$71,736$81,5790% APR
Rebel$67,790$1,085$1,249$71,857$81,7210% APR
Laramie Crew Cab LB 4WD$68,120$1,090$1,255$72,207$82,1310% APR
Crew Cab Rebel 4WD$68,240$1,092$1,258$72,334$82,2790% APR
RHO$75,840$1,213$1,402$80,390$91,7080% APR
Crew Cab RHO 4WD$76,590$1,225$1,416$81,185$92,6380% APR
Limited$78,750$1,260$1,457$83,475$95,3180% APR
Limited Longhorn$78,750$1,260$1,457$83,475$95,3180% APR
Crew Cab Limited 4WD$79,200$1,267$1,466$83,952$95,8760% APR
Longhorn 4x4 Crew Cab 5'7" Box$79,200$1,267$1,466$83,952$95,8760% APR
Limited Crew Cab LB 4WD$79,500$1,272$1,472$84,270$96,2480% APR
Longhorn 4x4 Crew Cab 6'4" Box$79,500$1,272$1,472$84,270$96,2480% APR
Crew Cab Limited Longhorn 4WD$79,695$1,275$1,475$84,477$96,4900% APR
Limited Longhorn Crew Cab LB 4WD$79,995$1,280$1,481$84,795$96,8620% APR
Tungsten$91,145$1,458$1,693$96,614$110,6940% APR
Crew Cab Tungsten 4WD$91,595$1,466$1,702$97,091$111,2530% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked