2026 RAM 1500 Ramcharger monthly payment by trim
Monthly payment, 2026 RAM 1500 Ramcharger
$799a month
- Express 4x2 Quad Cab 6'4" Box, 60 months, 10% down.
- Needs about $95,900 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Express 4x2 Quad Cab 6'4" Box | $42,025 MSRP only | $2,522 | $40,344 | $799 | $688 | $609 | $7,588 |
| Tradesman 4x2 Quad Cab 6'4" Box | $42,025 MSRP only | $2,522 | $40,344 | $799 | $688 | $609 | $7,588 |
| Express 4x2 Crew Cab 5'7" Box | $44,775 MSRP only | $2,687 | $42,984 | $851 | $733 | $649 | $8,084 |
| Tradesman 4x2 Crew Cab 5'7" Box | $44,775 MSRP only | $2,687 | $42,984 | $851 | $733 | $649 | $8,084 |
| Express 4x4 Quad Cab 6'4" Box | $45,425 MSRP only | $2,726 | $43,608 | $863 | $743 | $658 | $8,201 |
| Tradesman 4x4 Quad Cab 6'4" Box | $45,425 MSRP only | $2,726 | $43,608 | $863 | $743 | $658 | $8,201 |
| Big Horn 4x2 Quad Cab 6'4" Box | $47,280 MSRP only | $2,837 | $45,389 | $899 | $774 | $685 | $8,536 |
| Lone Star 4x2 Quad Cab 6'4" Box | $47,280 MSRP only | $2,837 | $45,389 | $899 | $774 | $685 | $8,536 |
| Express 4x2 Crew Cab 6'4" Box | $47,915 MSRP only | $2,875 | $45,998 | $911 | $784 | $694 | $8,651 |
| Tradesman 4x2 Crew Cab 6'4" Box | $47,915 MSRP only | $2,875 | $45,998 | $911 | $784 | $694 | $8,651 |
| Express 4x4 Crew Cab 5'7" Box | $48,175 MSRP only | $2,891 | $46,248 | $916 | $788 | $698 | $8,698 |
| Tradesman 4x4 Crew Cab 5'7" Box | $48,175 MSRP only | $2,891 | $46,248 | $916 | $788 | $698 | $8,698 |
| Warlock 4x4 Crew Cab 5'7" Box | $48,175 MSRP only | $2,891 | $46,248 | $916 | $788 | $698 | $8,698 |
| Big Horn 4x2 Crew Cab 5'7" Box | $50,030 MSRP only | $3,002 | $48,029 | $951 | $819 | $725 | $9,033 |
| Lone Star 4x2 Crew Cab 5'7" Box | $50,030 MSRP only | $3,002 | $48,029 | $951 | $819 | $725 | $9,033 |
| Big Horn 4x4 Quad Cab 6'4" Box | $50,680 MSRP only | $3,041 | $48,653 | $963 | $829 | $734 | $9,150 |
| Lone Star 4x4 Quad Cab 6'4" Box | $50,680 MSRP only | $3,041 | $48,653 | $963 | $829 | $734 | $9,150 |
| Express 4x4 Crew Cab 6'4" Box | $51,315 MSRP only | $3,079 | $49,262 | $975 | $840 | $744 | $9,265 |
| Tradesman 4x4 Crew Cab 6'4" Box | $51,315 MSRP only | $3,079 | $49,262 | $975 | $840 | $744 | $9,265 |
| Big Horn 4x2 Crew Cab 6'4" Box | $53,170 MSRP only | $3,190 | $51,043 | $1,011 | $870 | $770 | $9,600 |
| Lone Star 4x2 Crew Cab 6'4" Box | $53,170 MSRP only | $3,190 | $51,043 | $1,011 | $870 | $770 | $9,600 |
| Big Horn 4x4 Crew Cab 5'7" Box | $53,430 MSRP only | $3,206 | $51,293 | $1,016 | $874 | $774 | $9,647 |
| Lone Star 4x4 Crew Cab 5'7" Box | $53,430 MSRP only | $3,206 | $51,293 | $1,016 | $874 | $774 | $9,647 |
| Big Horn 4x4 Crew Cab 6'4" Box | $56,570 MSRP only | $3,394 | $54,307 | $1,075 | $926 | $820 | $10,214 |
| Lone Star 4x4 Crew Cab 6'4" Box | $56,570 MSRP only | $3,394 | $54,307 | $1,075 | $926 | $820 | $10,214 |
| Laramie 4x2 Crew Cab 5'7" Box | $61,480 MSRP only | $3,689 | $59,021 | $1,169 | $1,006 | $891 | $11,100 |
| Laramie 4x4 Crew Cab 5'7" Box | $64,880 MSRP only | $3,893 | $62,285 | $1,233 | $1,062 | $940 | $11,714 |
| Laramie 4x4 Crew Cab 6'4" Box | $65,325 MSRP only | $3,920 | $62,712 | $1,242 | $1,069 | $946 | $11,794 |
| Rebel 4x4 Crew Cab 5'7" Box | $65,445 MSRP only | $3,927 | $62,827 | $1,244 | $1,071 | $948 | $11,816 |
| RHO 4x4 Crew Cab 5'7" Box | $73,795 MSRP only | $4,428 | $70,843 | $1,403 | $1,208 | $1,069 | $13,324 |
| Limited 4x4 Crew Cab 5'7" Box | $76,405 MSRP only | $4,584 | $73,349 | $1,452 | $1,251 | $1,107 | $13,795 |
| Limited 4x4 Crew Cab 6'4" Box | $76,705 MSRP only | $4,602 | $73,637 | $1,458 | $1,255 | $1,111 | $13,849 |
| Tungsten 4x4 Crew Cab 5'7" Box | $88,800 MSRP only | $5,328 | $85,248 | $1,688 | $1,453 | $1,287 | $16,033 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $799 | $95,900 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $865 | $103,900 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree