2020 RAM 2500 monthly payment by trim
Monthly payment, 2020 RAM 2500
$677a month
- Tradesman 4x2 Reg Cab 8' Box, 60 months, 10% down.
- Needs about $81,200 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Tradesman 4x2 Reg Cab 8' Box | $35,590 | $2,135 | $34,166 | $677 | $583 | $516 | $6,426 |
| Tradesman LB RWD | $35,590 | $2,135 | $34,166 | $677 | $583 | $516 | $6,426 |
| 3500 Chassis SLT 2WD Reg Cab 60" CA 143.5" WB | $36,445 | $2,187 | $34,987 | $693 | $596 | $528 | $6,580 |
| 3500 Chassis Tradesman 2WD Reg Cab 60" CA 143.5" WB | $36,445 | $2,187 | $34,987 | $693 | $596 | $528 | $6,580 |
| 3500 Chassis SLT 2WD Reg Cab 60" CA 143.5" WB 10K GVWR | $36,795 | $2,208 | $35,323 | $699 | $602 | $533 | $6,643 |
| 3500 Chassis Tradesman 2WD Reg Cab 60" CA 143.5" WB 10K GVWR | $36,795 | $2,208 | $35,323 | $699 | $602 | $533 | $6,643 |
| 3500 Chassis SLT 2WD Reg Cab 84" CA 167.5" WB | $37,390 | $2,243 | $35,894 | $711 | $612 | $542 | $6,751 |
| 3500 Chassis Tradesman 2WD Reg Cab 84" CA 167.5" WB | $37,390 | $2,243 | $35,894 | $711 | $612 | $542 | $6,751 |
| Tradesman 4WD | $38,490 | $2,309 | $36,950 | $732 | $630 | $558 | $6,949 |
| Tradesman 4x4 Reg Cab 8' Box | $38,490 | $2,309 | $36,950 | $732 | $630 | $558 | $6,949 |
| Tradesman Crew Cab RWD | $39,145 | $2,349 | $37,579 | $744 | $641 | $567 | $7,068 |
| 3500 Chassis Laramie 2WD Crew Cab 60" CA 172.4" WB | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| 3500 Chassis Laramie 2WD Crew Cab 60" CA 172.4" WB 10K GVWR | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| 3500 Chassis Limited 2WD Crew Cab 60" CA 172.4" WB | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| 3500 Chassis Limited 2WD Crew Cab 60" CA 172.4" WB 10K GVWR | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| 3500 Chassis SLT 2WD Crew Cab 60" CA 172.4" WB | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| 3500 Chassis SLT 2WD Crew Cab 60" CA 172.4" WB 10K GVWR | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| 3500 Chassis Tradesman 2WD Crew Cab 60" CA 172.4" WB | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| 3500 Chassis Tradesman 2WD Crew Cab 60" CA 172.4" WB 10K GVWR | $39,195 | $2,352 | $37,627 | $745 | $642 | $568 | $7,077 |
| Tradesman Crew Cab LB RWD | $39,345 | $2,361 | $37,771 | $748 | $644 | $570 | $7,104 |
| 3500 Chassis SLT 4WD Reg Cab 60" CA 143.5" WB | $39,395 | $2,364 | $37,819 | $749 | $645 | $571 | $7,113 |
| 3500 Chassis SLT 4WD Reg Cab 60" CA 143.5" WB 10K GVWR | $39,395 | $2,364 | $37,819 | $749 | $645 | $571 | $7,113 |
| 3500 Chassis Tradesman 4WD Reg Cab 60" CA 143.5" WB | $39,395 | $2,364 | $37,819 | $749 | $645 | $571 | $7,113 |
| 3500 Chassis Tradesman 4WD Reg Cab 60" CA 143.5" WB 10K GVWR | $39,395 | $2,364 | $37,819 | $749 | $645 | $571 | $7,113 |
| Big Horn 4x2 Reg Cab 8' Box | $39,590 | $2,375 | $38,006 | $753 | $648 | $574 | $7,148 |
| Big Horn LB RWD | $39,590 | $2,375 | $38,006 | $753 | $648 | $574 | $7,148 |
| Lone Star 4x2 Reg Cab 8' Box | $39,590 | $2,375 | $38,006 | $753 | $648 | $574 | $7,148 |
| Lone Star LB RWD | $39,590 | $2,375 | $38,006 | $753 | $648 | $574 | $7,148 |
| 3500 Chassis SLT 4WD Reg Cab 84" CA 167.5" WB | $40,890 | $2,453 | $39,254 | $777 | $669 | $592 | $7,383 |
| 3500 Chassis Tradesman 4WD Reg Cab 84" CA 167.5" WB | $40,890 | $2,453 | $39,254 | $777 | $669 | $592 | $7,383 |
| Tradesman Crew Cab 4WD | $42,045 | $2,523 | $40,363 | $799 | $688 | $609 | $7,591 |
| Tradesman Crew Cab LB 4WD | $42,245 | $2,535 | $40,555 | $803 | $691 | $612 | $7,627 |
| Big Horn 4x4 Reg Cab 8' Box | $42,490 | $2,549 | $40,790 | $808 | $695 | $616 | $7,672 |
| Big Horn LB 4WD | $42,490 | $2,549 | $40,790 | $808 | $695 | $616 | $7,672 |
| Lone Star 4x4 Reg Cab 8' Box | $42,490 | $2,549 | $40,790 | $808 | $695 | $616 | $7,672 |
| Lone Star LB 4WD | $42,490 | $2,549 | $40,790 | $808 | $695 | $616 | $7,672 |
| 3500 Chassis Laramie 4WD Crew Cab 60" CA 172.4" WB | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| 3500 Chassis Laramie 4WD Crew Cab 60" CA 172.4" WB 10K GVWR | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| 3500 Chassis Limited 4WD Crew Cab 60" CA 172.4" WB | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| 3500 Chassis Limited 4WD Crew Cab 60" CA 172.4" WB 10K GVWR | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| 3500 Chassis SLT 4WD Crew Cab 60" CA 172.4" WB | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| 3500 Chassis SLT 4WD Crew Cab 60" CA 172.4" WB 10K GVWR | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| 3500 Chassis Tradesman 4WD Crew Cab 60" CA 172.4" WB | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| 3500 Chassis Tradesman 4WD Crew Cab 60" CA 172.4" WB 10K GVWR | $42,695 | $2,562 | $40,987 | $812 | $699 | $619 | $7,709 |
| Big Horn Crew Cab RWD | $44,045 | $2,643 | $42,283 | $837 | $721 | $638 | $7,952 |
| Lone Star Crew Cab RWD | $44,045 | $2,643 | $42,283 | $837 | $721 | $638 | $7,952 |
| Big Horn Crew Cab LB RWD | $44,245 | $2,655 | $42,475 | $841 | $724 | $641 | $7,988 |
| Lone Star Crew Cab LB RWD | $44,245 | $2,655 | $42,475 | $841 | $724 | $641 | $7,988 |
| Big Horn Crew Cab 4WD | $46,945 | $2,817 | $45,067 | $892 | $768 | $680 | $8,476 |
| Lone Star Crew Cab 4WD | $46,945 | $2,817 | $45,067 | $892 | $768 | $680 | $8,476 |
| Big Horn Crew Cab LB 4WD | $47,145 | $2,829 | $45,259 | $896 | $772 | $683 | $8,512 |
| Lone Star Crew Cab LB 4WD | $47,145 | $2,829 | $45,259 | $896 | $772 | $683 | $8,512 |
| Big Horn Mega Cab 4WD | $48,445 | $2,907 | $46,507 | $921 | $793 | $702 | $8,747 |
| Lone Star Mega Cab 4WD | $48,445 | $2,907 | $46,507 | $921 | $793 | $702 | $8,747 |
| Laramie Crew Cab RWD | $51,145 | $3,069 | $49,099 | $972 | $837 | $741 | $9,234 |
| Laramie Crew Cab LB RWD | $51,345 | $3,081 | $49,291 | $976 | $840 | $744 | $9,270 |
| Laramie Crew Cab 4WD | $54,045 | $3,243 | $51,883 | $1,027 | $885 | $783 | $9,758 |
| Laramie Crew Cab LB 4WD | $54,245 | $3,255 | $52,075 | $1,031 | $888 | $786 | $9,794 |
| Power Wagon Crew Cab 4WD | $55,045 | $3,303 | $52,843 | $1,046 | $901 | $798 | $9,938 |
| Laramie Mega Cab 4WD | $55,545 | $3,333 | $53,323 | $1,056 | $909 | $805 | $10,029 |
| Longhorn Crew Cab RWD | $58,445 | $3,507 | $56,107 | $1,111 | $957 | $847 | $10,552 |
| Longhorn Crew Cab LB RWD | $58,645 | $3,519 | $56,299 | $1,115 | $960 | $850 | $10,588 |
| Longhorn Crew Cab 4WD | $61,345 | $3,681 | $58,891 | $1,166 | $1,004 | $889 | $11,076 |
| Longhorn Crew Cab LB 4WD | $61,545 | $3,693 | $59,083 | $1,170 | $1,007 | $892 | $11,112 |
| Longhorn Mega Cab 4WD | $62,845 | $3,771 | $60,331 | $1,195 | $1,029 | $911 | $11,347 |
| Limited Crew Cab LB RWD | $63,145 | $3,789 | $60,619 | $1,200 | $1,033 | $915 | $11,401 |
| Limited Crew Cab RWD | $63,445 | $3,807 | $60,907 | $1,206 | $1,038 | $919 | $11,455 |
| Limited Crew Cab LB 4WD | $66,045 | $3,963 | $63,403 | $1,255 | $1,081 | $957 | $11,924 |
| Limited Crew Cab 4WD | $66,345 | $3,981 | $63,691 | $1,261 | $1,086 | $961 | $11,979 |
| Limited Mega Cab 4WD | $67,845 | $4,071 | $65,131 | $1,290 | $1,110 | $983 | $12,249 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $677 | $81,200 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $733 | $88,000 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree