2026 RAM 2500 monthly payment by trim
Monthly payment, 2026 RAM 2500
$944a month
- Tradesman 4x2 Reg Cab 8' Box, 60 months, 10% down.
- Needs about $113,300 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Tradesman 4x2 Reg Cab 8' Box | $49,650 | $2,979 | $47,664 | $944 | $813 | $719 | $8,964 |
| Tradesman LB RWD | $49,650 | $2,979 | $47,664 | $944 | $813 | $719 | $8,964 |
| Tradesman 4x4 Reg Cab 8' Box | $52,580 | $3,155 | $50,477 | $1,000 | $861 | $762 | $9,493 |
| Tradesman LB 4WD | $52,580 | $3,155 | $50,477 | $1,000 | $861 | $762 | $9,493 |
| Black Express Crew Cab RWD | $53,270 | $3,196 | $51,139 | $1,013 | $872 | $772 | $9,618 |
| Tradesman Crew Cab RWD | $53,270 | $3,196 | $51,139 | $1,013 | $872 | $772 | $9,618 |
| Big Horn 4x2 Reg Cab 8' Box | $53,400 | $3,204 | $51,264 | $1,015 | $874 | $774 | $9,641 |
| Big Horn LB RWD | $53,400 | $3,204 | $51,264 | $1,015 | $874 | $774 | $9,641 |
| Lone Star 4x2 Reg Cab 8' Box | $53,400 | $3,204 | $51,264 | $1,015 | $874 | $774 | $9,641 |
| Lone Star LB RWD | $53,400 | $3,204 | $51,264 | $1,015 | $874 | $774 | $9,641 |
| Black Express Crew Cab LB RWD | $53,470 | $3,208 | $51,331 | $1,016 | $875 | $775 | $9,654 |
| Tradesman Crew Cab LB RWD | $53,470 | $3,208 | $51,331 | $1,016 | $875 | $775 | $9,654 |
| Black Express Crew Cab 4WD | $56,200 | $3,372 | $53,952 | $1,068 | $920 | $814 | $10,147 |
| Tradesman Crew Cab 4WD | $56,200 | $3,372 | $53,952 | $1,068 | $920 | $814 | $10,147 |
| Warlock 4dr Crew Cab 4WD | $56,200 | $3,372 | $53,952 | $1,068 | $920 | $814 | $10,147 |
| Big Horn 4x4 Reg Cab 8' Box | $56,330 | $3,380 | $54,077 | $1,071 | $922 | $816 | $10,170 |
| Big Horn LB 4WD | $56,330 | $3,380 | $54,077 | $1,071 | $922 | $816 | $10,170 |
| Lone Star 4x4 Reg Cab 8' Box | $56,330 | $3,380 | $54,077 | $1,071 | $922 | $816 | $10,170 |
| Lone Star LB 4WD | $56,330 | $3,380 | $54,077 | $1,071 | $922 | $816 | $10,170 |
| Black Express Crew Cab LB 4WD | $56,400 | $3,384 | $54,144 | $1,072 | $923 | $817 | $10,183 |
| Tradesman Crew Cab LB 4WD | $56,400 | $3,384 | $54,144 | $1,072 | $923 | $817 | $10,183 |
| Big Horn Crew Cab RWD | $57,020 | $3,421 | $54,739 | $1,084 | $933 | $826 | $10,295 |
| Lone Star Crew Cab RWD | $57,020 | $3,421 | $54,739 | $1,084 | $933 | $826 | $10,295 |
| Big Horn Crew Cab LB RWD | $57,220 | $3,433 | $54,931 | $1,088 | $937 | $829 | $10,331 |
| Lone Star Crew Cab LB RWD | $57,220 | $3,433 | $54,931 | $1,088 | $937 | $829 | $10,331 |
| Big Horn Crew Cab 4WD | $59,950 | $3,597 | $57,552 | $1,140 | $981 | $869 | $10,824 |
| Lone Star Crew Cab 4WD | $59,950 | $3,597 | $57,552 | $1,140 | $981 | $869 | $10,824 |
| Big Horn Crew Cab LB 4WD | $60,150 | $3,609 | $57,744 | $1,143 | $984 | $872 | $10,860 |
| Lone Star Crew Cab LB 4WD | $60,150 | $3,609 | $57,744 | $1,143 | $984 | $872 | $10,860 |
| Laramie Crew Cab RWD | $65,105 | $3,906 | $62,501 | $1,238 | $1,066 | $943 | $11,755 |
| Laramie Crew Cab LB RWD | $65,305 | $3,918 | $62,693 | $1,241 | $1,069 | $946 | $11,791 |
| Laramie Crew Cab 4WD | $68,035 | $4,082 | $65,314 | $1,293 | $1,114 | $986 | $12,284 |
| Laramie Crew Cab LB 4WD | $68,235 | $4,094 | $65,506 | $1,297 | $1,117 | $989 | $12,320 |
| Power Wagon Crew Cab 4WD | $72,550 | $4,353 | $69,648 | $1,379 | $1,187 | $1,051 | $13,099 |
| Rebel Crew Cab 4WD | $72,550 | $4,353 | $69,648 | $1,379 | $1,187 | $1,051 | $13,099 |
| Limited Crew Cab LB RWD | $77,115 | $4,627 | $74,030 | $1,466 | $1,262 | $1,117 | $13,923 |
| Limited Longhorn Crew Cab LB RWD | $77,115 | $4,627 | $74,030 | $1,466 | $1,262 | $1,117 | $13,923 |
| Longhorn 4x2 Crew Cab 8' Box | $77,115 | $4,627 | $74,030 | $1,466 | $1,262 | $1,117 | $13,923 |
| Limited Crew Cab RWD | $77,405 | $4,644 | $74,309 | $1,471 | $1,267 | $1,122 | $13,975 |
| Limited Longhorn Crew Cab RWD | $77,405 | $4,644 | $74,309 | $1,471 | $1,267 | $1,122 | $13,975 |
| Longhorn 4x2 Crew Cab 6'4" Box | $77,405 | $4,644 | $74,309 | $1,471 | $1,267 | $1,122 | $13,975 |
| Limited Crew Cab LB 4WD | $80,045 | $4,803 | $76,843 | $1,522 | $1,310 | $1,160 | $14,452 |
| Limited Longhorn Crew Cab LB 4WD | $80,045 | $4,803 | $76,843 | $1,522 | $1,310 | $1,160 | $14,452 |
| Longhorn 4x4 Crew Cab 8' Box | $80,045 | $4,803 | $76,843 | $1,522 | $1,310 | $1,160 | $14,452 |
| Limited Crew Cab 4WD | $80,335 | $4,820 | $77,122 | $1,527 | $1,315 | $1,164 | $14,504 |
| Limited Longhorn Crew Cab 4WD | $80,335 | $4,820 | $77,122 | $1,527 | $1,315 | $1,164 | $14,504 |
| Longhorn 4x4 Crew Cab 6'4" Box | $80,335 | $4,820 | $77,122 | $1,527 | $1,315 | $1,164 | $14,504 |
| Laramie Mega Cab 4WD | $82,545 | $4,953 | $79,243 | $1,569 | $1,351 | $1,196 | $14,903 |
| Limited Longhorn Mega Cab 4WD | $94,845 | $5,691 | $91,051 | $1,803 | $1,552 | $1,374 | $17,124 |
| Limited Mega Cab 4WD | $94,845 | $5,691 | $91,051 | $1,803 | $1,552 | $1,374 | $17,124 |
| Longhorn 4x4 Mega Cab 6'4" Box | $94,845 | $5,691 | $91,051 | $1,803 | $1,552 | $1,374 | $17,124 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $944 | $113,300 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,022 | $122,700 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree