0% financing or a rebate on a 2026 BMW X3?
Gap in total cost
$7,129
- 0% wins by $7,129.
- 0% APR: $842 a month, $55,809 total.
- Rebate at 7.0%: $961 a month, $62,938 total.
- The rebate wins below 1.6% APR.
- 30 xDrive, $52,650 with destination.
- Cheaper than 44% of 176 SUVs (2026) by MSRP.
Offers change monthly. Enter the dealer's numbers.
7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.
| Trim | Price | 0% APR a month | Rebate a month | 0% APR total | Rebate total | Cheaper |
|---|---|---|---|---|---|---|
| 30 xDrive | $52,650 | $842 | $961 | $55,809 | $62,938 | 0% APR |
| xDrive30 AWD | $52,650 | $842 | $961 | $55,809 | $62,938 | 0% APR |
| M50 AWD | $67,850 | $1,085 | $1,250 | $71,921 | $81,794 | 0% APR |
What this cannot tell you
Dealer price and fees differ.
Some states tax the price after the rebate.
- 2 or more sources
- 1 source
- Model-level, rule or estimate