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0% financing or a rebate on a 2025 BMW X3?

Gap in total cost

$6,855

  • 0% wins by $6,855.
  • 0% APR: $818 a month, $54,193 total.
  • Rebate at 7.0%: $932 a month, $61,047 total.
  • The rebate wins below 1.6% APR.
  • 30 xDrive, $51,125 with destination.
  • Cheaper than 47% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$54.2kRebate, 7.0% APR$61.0k
Down payment plus 60 months of payments. Orange: cheaper.
2025 BMW X3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
30 xDrive$51,125$818$932$54,193$61,0470% APR
xDrive30 AWD$51,125$818$932$54,193$61,0470% APR
M50 AWD$65,875$1,054$1,213$69,828$79,3460% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked