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0% financing or a rebate on a 2021 BMW X3?

Gap in total cost

$5,567

  • 0% wins by $5,567.
  • 0% APR: $704 a month, $46,635 total.
  • Rebate at 7.0%: $797 a month, $52,202 total.
  • The rebate wins below 1.9% APR.
  • sDrive30i RWD, $43,995 with destination.
  • Cheaper than 43% of 144 SUVs (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$46.6kRebate, 7.0% APR$52.2k
Down payment plus 60 months of payments. Orange: cheaper.
2021 BMW X3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive30i RWD$43,995$704$797$46,635$52,2020% APR
xDrive30i AWD$45,995$736$835$48,755$54,6830% APR
xDrive30e AWD$50,595$810$922$53,631$60,3890% APR
xDrive30e Plug-In Hybrid AWD$50,595$810$922$53,631$60,3890% APR
M40i AWD$57,595$922$1,055$61,051$69,0730% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked