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0% financing or a rebate on a 2020 BMW X3?

Gap in total cost

$5,378

  • 0% wins by $5,378.
  • 0% APR: $687 a month, $45,522 total.
  • Rebate at 7.0%: $777 a month, $50,900 total.
  • The rebate wins below 2.0% APR.
  • sDrive30i RWD, $42,945 with destination.
  • Cheaper than 44% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$45.5kRebate, 7.0% APR$50.9k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW X3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive30i RWD$42,945$687$777$45,522$50,9000% APR
xDrive30i AWD$44,945$719$815$47,642$53,3810% APR
xDrive30e AWD$49,545$793$902$52,518$59,0880% APR
xDrive30e Plug-In Hybrid AWD$49,545$793$902$52,518$59,0880% APR
M40i AWD$56,895$910$1,042$60,309$68,2060% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked