2020 BMW X3 plug-in hybrid vs gas: is the plug-in worth it?

xDrive30e Plug-In Hybrid AWD vs xDrive30e AWD

Yes. Cheaper to buy and to run.

$229less a year to run

Plug-in: same price. Saves $229 a year.
12,000 miles a year. Gas $3.20. Electricity 17 cents a kWh. Plug-ins: 50% of miles on electricity.

Bars: total energy saving after each year. No price gap to pay back.

Every plug-in pair

2020 BMW X3 plug-in hybrid vs gas: every pair
Pair	MSRP	Rating	Energy a year	Price gap	Saves a year	Payback	Ahead after 6 years
xDrive30e Plug-In Hybrid AWD xDrive30e AWD	$48,550 $48,550	24 mpg, 56 kWh/100 mi 24 mpg	$1,371 $1,600	$0	$229	None needed	Plug-in, $1,373

xDrive30e Plug-In Hybrid AWD vs xDrive30e AWD: other differences
Measure	Plug-in	Gas	Change
Horsepower	288 hp	288 hp	about the same
Torque	310 lb-ft	350 lb-ft	-40 lb-ft
Cargo, seats up	27.2 cu ft	28.7 cu ft	-1.5 cu ft
Cargo, seats down	59.4 cu ft	27.2 cu ft	+32.2 cu ft
Curb weight	4,586 lb	4,586 lb	about the same

Incentives, insurance, upkeep and resale are not included.

Your own mpg will differ.