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0% financing or a rebate on a 2026 Cadillac OPTIQ?

Gap in total cost

$7,138

  • 0% wins by $7,138.
  • 0% APR: $843 a month, $55,857 total.
  • Rebate at 7.0%: $962 a month, $62,994 total.
  • The rebate wins below 1.6% APR.
  • Luxury RWD, $52,695 with destination.
  • Cheaper than 45% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$55.9kRebate, 7.0% APR$63.0k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Cadillac OPTIQ: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury RWD$52,695$843$962$55,857$62,9940% APR
Sport RWD$53,295$853$973$56,493$63,7390% APR
Premium Luxury AWD$54,895$878$1,004$58,189$65,7240% APR
Premium Luxury RWD$54,895$878$1,004$58,189$65,7240% APR
Premium Sport AWD$55,395$886$1,013$58,719$66,3440% APR
Premium Sport RWD$55,395$886$1,013$58,719$66,3440% APR
4dr OPTIQ-V AWD$69,095$1,106$1,274$73,241$83,3390% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked