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0% financing or a rebate on a 2023 Kia Rio?

Gap in total cost

$857

  • 0% wins by $857.
  • 0% APR: $286 a month, $18,979 total.
  • Rebate at 7.0%: $301 a month, $19,836 total.
  • The rebate wins below 5.0% APR.
  • LX FWD, $17,905 with destination.
  • Cheaper than 99% of 87 sedans (2023) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$19.0kRebate, 7.0% APR$19.8k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Kia Rio: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$17,905$286$301$18,979$19,8360% APR
S FWD$18,545$297$313$19,658$20,6300% APR
S FWD$18,845$302$319$19,976$21,0020% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked