Skip to content
GizmoDriver

0% financing or a rebate on a 2020 Kia Rio?

Gap in total cost

$660

  • 0% wins by $660.
  • 0% APR: $269 a month, $17,824 total.
  • Rebate at 7.0%: $280 a month, $18,484 total.
  • The rebate wins below 5.3% APR.
  • LX FWD, $16,815 with destination.
  • Cheaper than 96% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$17.8kRebate, 7.0% APR$18.5k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Kia Rio: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$16,815$269$280$17,824$18,4840% APR
S FWD$17,455$279$292$18,502$19,2780% APR
S FWD$17,755$284$298$18,820$19,6500% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked