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GizmoDriver

0% financing or a rebate on a 2022 Kia Rio?

Gap in total cost

$792

  • 0% wins by $792.
  • 0% APR: $281 a month, $18,598 total.
  • Rebate at 7.0%: $294 a month, $19,390 total.
  • The rebate wins below 5.1% APR.
  • LX FWD, $17,545 with destination.
  • Cheaper than 98% of 90 sedans (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$18.6kRebate, 7.0% APR$19.4k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Kia Rio: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$17,545$281$294$18,598$19,3900% APR
S FWD$18,185$291$306$19,276$20,1840% APR
S FWD$18,485$296$312$19,594$20,5560% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked