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GizmoDriver

0% financing or a rebate on a 2021 Kia Rio?

Gap in total cost

$702

  • 0% wins by $702.
  • 0% APR: $273 a month, $18,068 total.
  • Rebate at 7.0%: $284 a month, $18,770 total.
  • The rebate wins below 5.3% APR.
  • LX FWD, $17,045 with destination.
  • Cheaper than 96% of 83 sedans (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$18.1kRebate, 7.0% APR$18.8k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Kia Rio: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$17,045$273$284$18,068$18,7700% APR
S FWD$17,685$283$297$18,746$19,5640% APR
S FWD$17,985$288$302$19,064$19,9360% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked