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GizmoDriver

0% financing or a rebate on a 2023 Kia Rio5?

Gap in total cost

$1,009

  • 0% wins by $1,009.
  • 0% APR: $300 a month, $19,870 total.
  • Rebate at 7.0%: $317 a month, $20,879 total.
  • The rebate wins below 4.7% APR.
  • Door S IVT, $18,745 with destination.
  • Cheaper than 97% of 87 sedans (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$19.9kRebate, 7.0% APR$20.9k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Kia Rio5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Door S IVT$18,745$300$317$19,870$20,8790% APR
S Wagon FWD$18,745$300$317$19,870$20,8790% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked