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0% financing or a rebate on a 2023 BMW X3 M?

Gap in total cost

$11,057

  • 0% wins by $11,057.
  • 0% APR: $1,190 a month, $78,864 total.
  • Rebate at 7.0%: $1,375 a month, $89,921 total.
  • The rebate wins below 1.1% APR.
  • AWD, $74,400 with destination.
  • Cheaper than 17% of 180 SUVs (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$78.9kRebate, 7.0% APR$89.9k
Down payment plus 60 months of payments. Orange: cheaper.
2023 BMW X3 M: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$74,400$1,190$1,375$78,864$89,9210% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked