Skip to content
GizmoDriver

0% financing or a rebate on a 2020 BMW X3 M?

Gap in total cost

$10,244

  • 0% wins by $10,244.
  • 0% APR: $1,118 a month, $74,094 total.
  • Rebate at 7.0%: $1,289 a month, $84,338 total.
  • The rebate wins below 1.2% APR.
  • AWD, $69,900 with destination.
  • Cheaper than 16% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$74.1kRebate, 7.0% APR$84.3k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW X3 M: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$69,900$1,118$1,289$74,094$84,3380% APR
Competition AWD$76,900$1,230$1,422$81,514$93,0220% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked