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0% financing or a rebate on a 2022 BMW X3 M?

Gap in total cost

$10,280

  • 0% wins by $10,280.
  • 0% APR: $1,122 a month, $74,306 total.
  • Rebate at 7.0%: $1,293 a month, $84,586 total.
  • The rebate wins below 1.2% APR.
  • AWD, $70,100 with destination.
  • Cheaper than 17% of 163 SUVs (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$74.3kRebate, 7.0% APR$84.6k
Down payment plus 60 months of payments. Orange: cheaper.
2022 BMW X3 M: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$70,100$1,122$1,293$74,306$84,5860% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked