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0% financing or a rebate on a 2024 BMW X3 M?

Gap in total cost

$11,498

  • 0% wins by $11,498.
  • 0% APR: $1,230 a month, $81,461 total.
  • Rebate at 7.0%: $1,421 a month, $92,959 total.
  • The rebate wins below 1.1% APR.
  • AWD, $76,850 with destination.
  • Cheaper than 19% of 187 SUVs (2024) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$81.5kRebate, 7.0% APR$93.0k
Down payment plus 60 months of payments. Orange: cheaper.
2024 BMW X3 M: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$76,850$1,230$1,421$81,461$92,9590% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked