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0% financing or a rebate on a 2022 Cadillac XT4?

Gap in total cost

$4,302

  • 0% wins by $4,302.
  • 0% APR: $592 a month, $39,209 total.
  • Rebate at 7.0%: $664 a month, $43,512 total.
  • The rebate wins below 2.3% APR.
  • Luxury FWD, $36,990 with destination.
  • Cheaper than 62% of 163 SUVs (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$39.2kRebate, 7.0% APR$43.5k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Cadillac XT4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury FWD$36,990$592$664$39,209$43,5120% APR
Luxury AWD$39,490$632$711$41,859$46,6130% APR
Sport FWD$40,590$649$732$43,025$47,9780% APR
Premium Luxury FWD$40,790$653$736$43,237$48,2260% APR
Sport AWD$43,090$689$779$45,675$51,0790% APR
Premium Luxury AWD$43,290$693$783$45,887$51,3270% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked