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0% financing or a rebate on a 2024 Cadillac XT4?

Gap in total cost

$4,681

  • 0% wins by $4,681.
  • 0% APR: $625 a month, $41,435 total.
  • Rebate at 7.0%: $703 a month, $46,117 total.
  • The rebate wins below 2.2% APR.
  • Luxury FWD, $39,090 with destination.
  • Cheaper than 72% of 187 SUVs (2024) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$41.4kRebate, 7.0% APR$46.1k
Down payment plus 60 months of payments. Orange: cheaper.
2024 Cadillac XT4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury FWD$39,090$625$703$41,435$46,1170% APR
Luxury AWD$41,590$665$751$44,085$49,2180% APR
Premium Luxury FWD$42,690$683$772$45,251$50,5830% APR
Sport FWD$43,190$691$781$45,781$51,2030% APR
Premium Luxury AWD$45,190$723$819$47,901$53,6840% APR
Sport AWD$45,690$731$829$48,431$54,3040% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked