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0% financing or a rebate on a 2025 Cadillac XT4?

Gap in total cost

$5,205

  • 0% wins by $5,205.
  • 0% APR: $672 a month, $44,509 total.
  • Rebate at 7.0%: $759 a month, $49,714 total.
  • The rebate wins below 2.0% APR.
  • Premium Luxury FWD, $41,990 with destination.
  • Cheaper than 64% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$44.5kRebate, 7.0% APR$49.7k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Cadillac XT4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Premium Luxury FWD$41,990$672$759$44,509$49,7140% APR
Sport FWD$42,790$685$774$45,357$50,7070% APR
Premium Luxury AWD$44,490$712$806$47,159$52,8160% APR
Sport AWD$45,290$725$821$48,007$53,8080% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked