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0% financing or a rebate on a 2023 Cadillac XT4?

Gap in total cost

$4,392

  • 0% wins by $4,392.
  • 0% APR: $600 a month, $39,739 total.
  • Rebate at 7.0%: $673 a month, $44,132 total.
  • The rebate wins below 2.3% APR.
  • Luxury FWD, $37,490 with destination.
  • Cheaper than 70% of 180 SUVs (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$39.7kRebate, 7.0% APR$44.1k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Cadillac XT4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury FWD$37,490$600$673$39,739$44,1320% APR
Luxury AWD$39,990$640$721$42,389$47,2330% APR
Premium Luxury FWD$41,390$662$747$43,873$48,9700% APR
Sport FWD$41,990$672$759$44,509$49,7140% APR
Premium Luxury AWD$43,890$702$795$46,523$52,0710% APR
Sport AWD$44,490$712$806$47,159$52,8160% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked