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0% financing or a rebate on a 2021 Cadillac XT5?

Gap in total cost

$5,783

  • 0% wins by $5,783.
  • 0% APR: $723 a month, $47,901 total.
  • Rebate at 7.0%: $819 a month, $53,684 total.
  • The rebate wins below 1.9% APR.
  • Luxury FWD, $45,190 with destination.
  • Cheaper than 41% of 144 SUVs (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$47.9kRebate, 7.0% APR$53.7k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Cadillac XT5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury FWD$45,190$723$819$47,901$53,6840% APR
Luxury AWD$47,190$755$857$50,021$56,1650% APR
Premium Luxury FWD$49,990$800$911$52,989$59,6390% APR
Premium Luxury AWD$51,990$832$949$55,109$62,1200% APR
Sport AWD$56,290$901$1,030$59,667$67,4540% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked