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0% financing or a rebate on a 2023 Cadillac XT5?

Gap in total cost

$5,855

  • 0% wins by $5,855.
  • 0% APR: $729 a month, $48,325 total.
  • Rebate at 7.0%: $827 a month, $54,180 total.
  • The rebate wins below 1.9% APR.
  • Luxury FWD, $45,590 with destination.
  • Cheaper than 51% of 180 SUVs (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$48.3kRebate, 7.0% APR$54.2k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Cadillac XT5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury FWD$45,590$729$827$48,325$54,1800% APR
Luxury AWD$47,590$761$865$50,445$56,6610% APR
Premium Luxury FWD$51,390$822$937$54,473$61,3750% APR
Premium Luxury AWD$53,390$854$975$56,593$63,8570% APR
Sport AWD$58,490$936$1,072$61,999$70,1830% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked