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0% financing or a rebate on a 2026 Cadillac XT5?

Gap in total cost

$6,036

  • 0% wins by $6,036.
  • 0% APR: $746 a month, $49,391 total.
  • Rebate at 7.0%: $846 a month, $55,427 total.
  • The rebate wins below 1.8% APR.
  • Luxury FWD, $46,595 with destination.
  • Cheaper than 55% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$49.4kRebate, 7.0% APR$55.4k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Cadillac XT5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury FWD$46,595$746$846$49,391$55,4270% APR
Luxury AWD$48,595$778$884$51,511$57,9080% APR
Premium Luxury FWD$55,295$885$1,011$58,613$66,2200% APR
Premium Luxury AWD$57,395$918$1,051$60,839$68,8250% APR
Sport AWD$64,595$1,034$1,188$68,471$77,7570% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked