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GizmoDriver

0% financing or a rebate on a 2020 Cadillac XT5?

Gap in total cost

$5,765

  • 0% wins by $5,765.
  • 0% APR: $721 a month, $47,795 total.
  • Rebate at 7.0%: $818 a month, $53,560 total.
  • The rebate wins below 1.9% APR.
  • Luxury FWD, $45,090 with destination.
  • Cheaper than 40% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$47.8kRebate, 7.0% APR$53.6k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Cadillac XT5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Luxury FWD$45,090$721$818$47,795$53,5600% APR
Luxury AWD$47,190$755$857$50,021$56,1650% APR
Premium Luxury FWD$49,790$797$907$52,777$59,3910% APR
Premium Luxury AWD$51,790$829$945$54,897$61,8720% APR
Sport AWD$56,090$897$1,027$59,455$67,2060% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked