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0% financing or a rebate on a 2020 Toyota Sienna?

Gap in total cost

$3,201

  • 0% wins by $3,201.
  • 0% APR: $494 a month, $32,743 total.
  • Rebate at 7.0%: $548 a month, $35,944 total.
  • The rebate wins below 2.8% APR.
  • CE Cargo FWD, $30,890 with destination.
  • Cheaper than 40% of 6 minivans (2020) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$32.7kRebate, 7.0% APR$35.9k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Toyota Sienna: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
CE Cargo FWD$30,890$494$548$32,743$35,9440% APR
L FWD$32,815$525$584$34,784$38,3320% APR
L FWD 7-Passenger$32,815$525$584$34,784$38,3320% APR
LE FWD$35,635$570$638$37,773$41,8310% APR
LE FWD 8-Passenger$35,635$570$638$37,773$41,8310% APR
LE Mobility 7-Passenger FWD$35,645$570$638$37,784$41,8430% APR
LE Mobility FWD 7-Passenger Mobility$35,645$570$638$37,784$41,8430% APR
LE AWD 7-Passenger$38,175$611$686$40,466$44,9820% APR
SE FWD$38,965$623$701$41,303$45,9620% APR
SE FWD 8-Passenger$38,965$623$701$41,303$45,9620% APR
XLE FWD$38,965$623$701$41,303$45,9620% APR
XLE FWD 8-Passenger$38,965$623$701$41,303$45,9620% APR
SE AWD 7-Passenger$40,470$647$730$42,898$47,8290% APR
XLE AWD 7-Passenger$41,395$662$747$43,879$48,9760% APR
LE 7-Passenger FWD with Auto-Access Seat$41,560$665$750$44,054$49,1810% APR
LE Auto Access Seat FWD 7-Passenger$41,560$665$750$44,054$49,1810% APR
XLE Premium FWD$42,655$682$771$45,214$50,5390% APR
XLE Premium FWD 8-Passenger$42,655$682$771$45,214$50,5390% APR
SE Premium FWD$45,060$721$817$47,764$53,5230% APR
SE Premium FWD 8-Passenger$45,060$721$817$47,764$53,5230% APR
XLE Premium AWD 7-Passenger$45,085$721$817$47,790$53,5540% APR
XLE 7-Passenger FWD with Auto-Access Seat$45,100$722$818$47,806$53,5720% APR
XLE Auto Access Seat FWD 7-Passenger$45,100$722$818$47,806$53,5720% APR
Limited FWD$45,710$731$829$48,453$54,3290% APR
Limited FWD 7-Passenger$45,710$731$829$48,453$54,3290% APR
SE Premium AWD 7-Passenger$46,565$745$846$49,359$55,3900% APR
Limited AWD 7-Passenger$47,070$753$855$49,894$56,0160% APR
Limited Premium FWD$49,230$788$896$52,184$58,6960% APR
Limited Premium FWD 7-Passenger$49,230$788$896$52,184$58,6960% APR
Limited Premium AWD 7-Passenger$50,590$809$922$53,625$60,3830% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked