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0% financing or a rebate on a 2026 Toyota Sienna?

Gap in total cost

$5,192

  • 0% wins by $5,192.
  • 0% APR: $671 a month, $44,430 total.
  • Rebate at 7.0%: $757 a month, $49,622 total.
  • The rebate wins below 2.0% APR.
  • LE AWD, $41,915 with destination.
  • Cheaper than 75% of 5 minivans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$44.4kRebate, 7.0% APR$49.6k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Toyota Sienna: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE AWD$41,915$671$757$44,430$49,6220% APR
LE FWD 8-Passenger$42,915$687$776$45,490$50,8620% APR
LE AWD 8-Passenger$44,915$719$814$47,610$53,3430% APR
XLE AWD$46,615$746$847$49,412$55,4520% APR
XLE FWD 7-Passenger$47,615$762$866$50,472$56,6930% APR
XLE FWD 8-Passenger$47,615$762$866$50,472$56,6930% APR
XLE AWD 7-Passenger$49,615$794$904$52,592$59,1740% APR
XSE AWD$49,840$797$908$52,830$59,4530% APR
XSE FWD 7-Passenger$50,840$813$927$53,890$60,6940% APR
XSE AWD 7-Passenger$51,730$828$944$54,834$61,7980% APR
Limited AWD$52,600$842$960$55,756$62,8770% APR
Woodland Edition AWD$52,695$843$962$55,857$62,9950% APR
Limited FWD 7-Passenger$53,600$858$979$56,816$64,1180% APR
Woodland Edition AWD 7-Passenger$53,695$859$981$56,917$64,2350% APR
Limited AWD 7-Passenger$55,600$890$1,017$58,936$66,5990% APR
Platinum AWD$59,305$949$1,088$62,863$71,1950% APR
Platinum AWD 7-Passenger$60,305$965$1,107$63,923$72,4360% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked