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0% financing or a rebate on a 2020 Mazda MX-5?

Gap in total cost

$2,594

  • 0% wins by $2,594.
  • 0% APR: $440 a month, $29,177 total.
  • Rebate at 7.0%: $484 a month, $31,770 total.
  • The rebate wins below 3.1% APR.
  • Miata Sport RWD, $27,525 with destination.
  • Cheaper than 91% of 24 convertibles (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$29.2kRebate, 7.0% APR$31.8k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Mazda MX-5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Miata Sport RWD$27,525$440$484$29,177$31,7700% APR
Miata Sport Manual$27,765$444$488$29,431$32,0680% APR
MX-5 Miata Sport RWD$27,765$444$488$29,431$32,0680% APR
Miata Sport Auto$29,115$466$514$30,862$33,7430% APR
Club RWD$31,235$500$554$33,109$36,3730% APR
Miata Club Manual$31,475$504$559$33,364$36,6710% APR
MX-5 Miata Club RWD$31,475$504$559$33,364$36,6710% APR
Miata Club Auto$32,075$513$570$34,000$37,4150% APR
Grand Touring RWD$32,615$522$580$34,572$38,0850% APR
Miata Grand Touring Manual$32,855$526$585$34,826$38,3830% APR
MX-5 Miata Grand Touring RWD$32,855$526$585$34,826$38,3830% APR
Miata Grand Touring Auto$33,380$534$595$35,383$39,0340% APR
100th Anniversary Special Edition RWD$33,615$538$599$35,632$39,3250% APR
Miata 100th Anniversary Manual$33,855$542$604$35,886$39,6230% APR
MX-5 Miata 100th Anniversary Special Edition RWD$33,855$542$604$35,886$39,6230% APR
MX-5 Miata RF Club RWD$34,230$548$611$36,284$40,0880% APR
Miata 100th Anniversary Auto$34,380$550$614$36,443$40,2750% APR
MX-5 Miata RF Grand Touring RWD$35,610$570$637$37,747$41,8000% APR
MX-5 Miata RF 100th Anniversary Special Edition RWD$36,610$586$656$38,807$43,0410% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked