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GizmoDriver

0% financing or a rebate on a 2020 MINI Cooper?

Gap in total cost

$2,028

  • 0% wins by $2,028.
  • 0% APR: $390 a month, $25,859 total.
  • Rebate at 7.0%: $424 a month, $27,887 total.
  • The rebate wins below 3.6% APR.
  • FWD, $24,395 with destination.
  • Cheaper than 100% of 24 convertibles (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$25.9kRebate, 7.0% APR$27.9k
Down payment plus 60 months of payments. Orange: cheaper.
2020 MINI Cooper: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
FWD$24,395$390$424$25,859$27,8870% APR
Oxford Edition 2-Door Hatchback FWD$24,395$390$424$25,859$27,8870% APR
4-Door Hatchback FWD$25,395$406$443$26,919$29,1280% APR
Oxford Edition 4-Door Hatchback FWD$25,395$406$443$26,919$29,1280% APR
S FWD$28,395$454$500$30,099$32,8490% APR
Convertible FWD$29,395$470$519$31,159$34,0900% APR
S 4-Door Hatchback FWD$29,395$470$519$31,159$34,0900% APR
SE 2-Door Hatchback FWD$30,895$494$548$32,749$35,9500% APR
S Convertible FWD$33,395$534$595$35,399$39,0520% APR
John Cooper Works 2-Door Hatchback FWD$34,395$550$614$36,459$40,2920% APR
Convertible John Cooper Works FWD$39,395$630$709$41,759$46,4950% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked