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0% financing or a rebate on a 2026 Mazda MX-5?

Gap in total cost

$3,340

  • 0% wins by $3,340.
  • 0% APR: $507 a month, $33,565 total.
  • Rebate at 7.0%: $562 a month, $36,905 total.
  • The rebate wins below 2.7% APR.
  • Sport, $31,665 with destination.
  • Cheaper than 100% of 7 convertibles (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$33.6kRebate, 7.0% APR$36.9k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Mazda MX-5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Sport$31,665$507$562$33,565$36,9050% APR
Miata Sport Manual$31,745$508$564$33,650$37,0040% APR
MX-5 Miata Sport RWD$31,745$508$564$33,650$37,0040% APR
Club$35,165$563$629$37,275$41,2470% APR
Miata Club Manual$35,245$564$630$37,360$41,3460% APR
MX-5 Miata Club RWD$35,245$564$630$37,360$41,3460% APR
Grand Touring$36,965$591$663$39,183$43,4800% APR
Miata Grand Touring Manual$37,045$593$665$39,268$43,5790% APR
MX-5 Miata Grand Touring RWD$37,045$593$665$39,268$43,5790% APR
Miata Grand Touring Auto$37,965$607$682$40,243$44,7210% APR
RF Grand Touring RWD$39,685$635$715$42,066$46,8540% APR
MX-5 Miata RF Grand Touring RWD$39,765$636$716$42,151$46,9530% APR
RF Club w/Brembo BBS Recaro Pkg RWD$43,135$690$780$45,723$51,1340% APR
MX-5 Miata RF Club RWD$43,215$691$782$45,808$51,2330% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked