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0% financing or a rebate on a 2022 Mazda MX-5?

Gap in total cost

$2,744

  • 0% wins by $2,744.
  • 0% APR: $454 a month, $30,067 total.
  • Rebate at 7.0%: $500 a month, $32,811 total.
  • The rebate wins below 3.0% APR.
  • Miata Sport RWD, $28,365 with destination.
  • Cheaper than 93% of 15 convertibles (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$30.1kRebate, 7.0% APR$32.8k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Mazda MX-5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Miata Sport RWD$28,365$454$500$30,067$32,8110% APR
MX-5 Miata Sport RWD$28,485$456$502$30,194$32,9600% APR
Miata Sport Manual$28,835$461$508$30,565$33,3940% APR
Miata Club RWD$31,865$510$566$33,777$37,1530% APR
MX-5 Miata Club RWD$31,985$512$568$33,904$37,3020% APR
Miata Club Manual$32,335$517$575$34,275$37,7360% APR
Grand Touring RWD$33,365$534$595$35,367$39,0140% APR
MX-5 Miata Grand Touring RWD$33,485$536$597$35,494$39,1630% APR
Miata Grand Touring Manual$33,835$541$603$35,865$39,5970% APR
Miata Grand Touring Auto$34,335$549$613$36,395$40,2170% APR
MX-5 Miata RF Grand Touring RWD$36,185$579$648$38,356$42,5120% APR
MX-5 Miata RF Club RWD$39,385$630$709$41,748$46,4820% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked