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0% financing or a rebate on a 2021 Mazda MX-5?

Gap in total cost

$2,638

  • 0% wins by $2,638.
  • 0% APR: $444 a month, $29,442 total.
  • Rebate at 7.0%: $488 a month, $32,080 total.
  • The rebate wins below 3.1% APR.
  • Miata Sport RWD, $27,775 with destination.
  • Cheaper than 93% of 15 convertibles (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$29.4kRebate, 7.0% APR$32.1k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Mazda MX-5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Miata Sport RWD$27,775$444$488$29,442$32,0800% APR
Miata Sport Manual$28,015$448$493$29,696$32,3770% APR
MX-5 Miata Sport RWD$28,015$448$493$29,696$32,3770% APR
Miata Sport Auto$29,365$470$519$31,127$34,0520% APR
Club RWD$31,235$500$554$33,109$36,3720% APR
Miata Club Manual$31,475$504$559$33,364$36,6700% APR
MX-5 Miata Club RWD$31,475$504$559$33,364$36,6700% APR
Miata Club Auto$32,075$513$570$34,000$37,4140% APR
Grand Touring RWD$32,715$523$582$34,678$38,2080% APR
Miata Grand Touring Manual$32,955$527$587$34,932$38,5060% APR
MX-5 Miata Grand Touring RWD$32,955$527$587$34,932$38,5060% APR
Miata Grand Touring Auto$33,480$536$597$35,489$39,1570% APR
MX-5 Miata RF Club RWD$34,230$548$611$36,284$40,0870% APR
MX-5 Miata RF Grand Touring RWD$35,710$571$639$37,853$41,9230% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked