2026 Tesla Model 3 monthly payment by trim
Monthly payment, 2026 Tesla Model 3
$734a month
- RWD, 60 months, 10% down.
- Needs about $88,100 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| RWD | $38,630 | $2,318 | $37,085 | $734 | $632 | $560 | $6,975 |
| Standard RWD | $38,630 | $2,318 | $37,085 | $734 | $632 | $560 | $6,975 |
| Premium RWD | $44,130 | $2,648 | $42,365 | $839 | $722 | $639 | $7,968 |
| Premium AWD | $49,130 | $2,948 | $47,165 | $934 | $804 | $712 | $8,870 |
| Performance AWD | $56,630 | $3,398 | $54,365 | $1,076 | $927 | $821 | $10,224 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $734 | $88,100 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $796 | $95,500 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree