2026 Kia EV4 monthly payment by trim
Monthly payment, 2026 Kia EV4
$747a month
- Light RWD, 60 months, 10% down.
- Needs about $89,600 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Light RWD | $39,295 | $2,358 | $37,723 | $747 | $643 | $569 | $7,095 |
| Light Long Range RWD | $42,595 | $2,556 | $40,891 | $810 | $697 | $617 | $7,690 |
| Wind RWD | $46,195 | $2,772 | $44,347 | $878 | $756 | $669 | $8,340 |
| Light Long Range AWD | $46,595 | $2,796 | $44,731 | $886 | $763 | $675 | $8,413 |
| GT-Line RWD | $50,095 | $3,006 | $48,091 | $952 | $820 | $726 | $9,045 |
| Wind AWD | $50,195 | $3,012 | $48,187 | $954 | $822 | $727 | $9,063 |
| GT-Line AWD | $54,395 | $3,264 | $52,219 | $1,034 | $890 | $788 | $9,821 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $747 | $89,600 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $809 | $97,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree