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GizmoDriver

0% financing or a rebate on a 2026 Tesla Model 3?

Gap in total cost

$4,599

  • 0% wins by $4,599.
  • 0% APR: $618 a month, $40,948 total.
  • Rebate at 7.0%: $695 a month, $45,547 total.
  • The rebate wins below 2.2% APR.
  • RWD, $38,630 with destination.
  • Cheaper than 74% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$40.9kRebate, 7.0% APR$45.5k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Tesla Model 3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
RWD$38,630$618$695$40,948$45,5470% APR
Standard RWD$38,630$618$695$40,948$45,5470% APR
Premium RWD$44,130$706$799$46,778$52,3700% APR
Premium AWD$49,130$786$894$52,078$58,5730% APR
Performance AWD$56,630$906$1,037$60,028$67,8770% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked