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0% financing or a rebate on a 2026 Cadillac CT4?

Gap in total cost

$4,448

  • 0% wins by $4,448.
  • 0% APR: $605 a month, $40,063 total.
  • Rebate at 7.0%: $679 a month, $44,510 total.
  • The rebate wins below 2.3% APR.
  • Luxury RWD, $37,795 with destination.
  • Cheaper than 75% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$40.1kRebate, 7.0% APR$44.5k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Cadillac CT4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
4dr Sdn Luxury RWD$37,795$605$679$40,063$44,5100% APR
Luxury RWD$37,795$605$679$40,063$44,5100% APR
4dr Sdn Premium Luxury RWD$42,195$675$762$44,727$49,9690% APR
Premium Luxury RWD$42,195$675$762$44,727$49,9690% APR
4dr Sdn Sport RWD$46,195$739$839$48,967$54,9310% APR
Sport RWD$46,195$739$839$48,967$54,9310% APR
CT4-V 4dr Sdn RWD$52,395$838$956$55,539$62,6220% APR
V V-Series AWD$52,395$838$956$55,539$62,6220% APR
V-Series RWD$52,395$838$956$55,539$62,6220% APR
V-Series AWD$52,895$846$966$56,069$63,2430% APR
V V-Series Blackwing RWD$65,395$1,046$1,203$69,319$78,7490% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked