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GizmoDriver

0% financing or a rebate on a 2026 Audi A3?

Gap in total cost

$4,864

  • 0% wins by $4,864.
  • 0% APR: $642 a month, $42,506 total.
  • Rebate at 7.0%: $723 a month, $47,370 total.
  • The rebate wins below 2.1% APR.
  • 40 TFSI Premium AWD, $40,100 with destination.
  • Cheaper than 71% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$42.5kRebate, 7.0% APR$47.4k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Audi A3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
40 TFSI Premium AWD$40,100$642$723$42,506$47,3700% APR
40 TFSI Premium Plus AWD$43,000$688$778$45,580$50,9670% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked