2026 Tesla Model Y monthly payment by trim
Monthly payment, 2026 Tesla Model Y
$791a month
- RWD, 60 months, 10% down.
- Needs about $95,000 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| RWD | $41,630 | $2,498 | $39,965 | $791 | $681 | $603 | $7,516 |
| Standard RWD | $41,630 | $2,498 | $39,965 | $791 | $681 | $603 | $7,516 |
| AWD | $43,630 | $2,618 | $41,885 | $829 | $714 | $632 | $7,877 |
| Long Range RWD | $46,630 | $2,798 | $44,765 | $886 | $763 | $676 | $8,419 |
| Premium RWD | $46,630 | $2,798 | $44,765 | $886 | $763 | $676 | $8,419 |
| Performance AWD | $59,630 | $3,578 | $57,245 | $1,134 | $976 | $864 | $10,766 |
| Launch Series Long Range AWD | $61,630 | $3,698 | $59,165 | $1,172 | $1,009 | $893 | $11,127 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $791 | $95,000 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $857 | $102,900 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree