2026 Rivian R1S monthly payment by trim
Monthly payment, 2026 Rivian R1S
$1,500a month
- Adventure Dual Motor AWD, 60 months, 10% down.
- Needs about $179,900 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Adventure Dual Motor AWD | $78,885 | $4,733 | $75,730 | $1,500 | $1,291 | $1,143 | $14,243 |
| Dual Standard AWD | $78,885 | $4,733 | $75,730 | $1,500 | $1,291 | $1,143 | $14,243 |
| Dual-Motor Standard Pack AWD | $78,885 | $4,733 | $75,730 | $1,500 | $1,291 | $1,143 | $14,243 |
| Dual AWD | $85,885 | $5,153 | $82,450 | $1,633 | $1,406 | $1,244 | $15,506 |
| Dual Motor Large Pack AWD | $85,885 | $5,153 | $82,450 | $1,633 | $1,406 | $1,244 | $15,506 |
| Adventure Performance Dual Motor AWD | $90,885 | $5,453 | $87,250 | $1,728 | $1,488 | $1,317 | $16,409 |
| Performance Dual-Motor Large Pack AWD | $90,885 | $5,453 | $87,250 | $1,728 | $1,488 | $1,317 | $16,409 |
| Dual-Motor Max Pack AWD | $92,885 | $5,573 | $89,170 | $1,766 | $1,520 | $1,346 | $16,770 |
| Performance Dual Motor Max Pack AWD | $97,885 | $5,873 | $93,970 | $1,861 | $1,602 | $1,418 | $17,673 |
| Ascend Tri Motor AWD | $108,885 | $6,533 | $104,530 | $2,070 | $1,782 | $1,578 | $19,659 |
| Tri AWD | $108,885 | $6,533 | $104,530 | $2,070 | $1,782 | $1,578 | $19,659 |
| Tri Motor Max Pack AWD | $108,885 | $6,533 | $104,530 | $2,070 | $1,782 | $1,578 | $19,659 |
| Ascend Quad Max Motor AWD | $123,885 | $7,433 | $118,930 | $2,355 | $2,028 | $1,795 | $22,367 |
| Quad AWD | $123,885 | $7,433 | $118,930 | $2,355 | $2,028 | $1,795 | $22,367 |
| Quad Motor Max Pack AWD | $123,885 | $7,433 | $118,930 | $2,355 | $2,028 | $1,795 | $22,367 |
| Launch Edition Quad Motor AWD | $127,885 | $7,673 | $122,770 | $2,431 | $2,093 | $1,853 | $23,090 |
| Quad Motor Launch Edition Max Pack AWD | $127,885 | $7,673 | $122,770 | $2,431 | $2,093 | $1,853 | $23,090 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,500 | $179,900 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,625 | $194,900 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree