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0% financing or a rebate on a 2026 Rivian R1S?

Gap in total cost

$11,866

  • 0% wins by $11,866.
  • 0% APR: $1,262 a month, $83,618 total.
  • Rebate at 7.0%: $1,460 a month, $95,484 total.
  • The rebate wins below 1.1% APR.
  • Dual Standard AWD, $78,885 with destination.
  • Cheaper than 18% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$83.6kRebate, 7.0% APR$95.5k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Rivian R1S: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Adventure Dual Motor AWD$78,885$1,262$1,460$83,618$95,4840% APR
Dual Standard AWD$78,885$1,262$1,460$83,618$95,4840% APR
Dual-Motor Standard Pack AWD$78,885$1,262$1,460$83,618$95,4840% APR
Dual AWD$85,885$1,374$1,593$91,038$104,1680% APR
Dual Motor Large Pack AWD$85,885$1,374$1,593$91,038$104,1680% APR
Adventure Performance Dual Motor AWD$90,885$1,454$1,688$96,338$110,3710% APR
Performance Dual-Motor Large Pack AWD$90,885$1,454$1,688$96,338$110,3710% APR
Dual-Motor Max Pack AWD$92,885$1,486$1,726$98,458$112,8520% APR
Performance Dual Motor Max Pack AWD$97,885$1,566$1,821$103,758$119,0550% APR
Ascend Tri Motor AWD$108,885$1,742$2,030$115,418$132,7010% APR
Tri AWD$108,885$1,742$2,030$115,418$132,7010% APR
Tri Motor Max Pack AWD$108,885$1,742$2,030$115,418$132,7010% APR
Ascend Quad Max Motor AWD$123,885$1,982$2,315$131,318$151,3090% APR
Quad AWD$123,885$1,982$2,315$131,318$151,3090% APR
Quad Motor Max Pack AWD$123,885$1,982$2,315$131,318$151,3090% APR
Launch Edition Quad Motor AWD$127,885$2,046$2,391$135,558$156,2710% APR
Quad Motor Launch Edition Max Pack AWD$127,885$2,046$2,391$135,558$156,2710% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked