2026 BMW iX monthly payment by trim
Monthly payment, 2026 BMW iX
$1,429a month
- xDrive45 AWD, 60 months, 10% down.
- Needs about $171,400 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| xDrive45 AWD | $75,150 MSRP only | $4,509 | $72,144 | $1,429 | $1,230 | $1,089 | $13,568 |
| xDrive60 AWD | $88,500 MSRP only | $5,310 | $84,960 | $1,682 | $1,448 | $1,282 | $15,979 |
| M70 AWD | $111,500 MSRP only | $6,690 | $107,040 | $2,120 | $1,825 | $1,616 | $20,131 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,429 | $171,400 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,548 | $185,700 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree