What does a 2027 Tesla Model Y cost to own a year?
Cost a year, all in, RWD
$7,385 a year
- Electricity
- $655
- Value loss
- $3,233
- Upkeep
- $1,427
- Insurance
- $2,070
- Median SUV
- $11,214
- 79 models, 2027
12,000 miles a year, kept 5 years, bought new. Gas $4.35 (EIA, week of Oct 5, 2026). Electricity 18.19 cents a kWh.
Cost by trim
Source marks: one source
| Trim | Rating | Fuel | Value loss | Upkeep | Insurance | Total a year |
|---|---|---|---|---|---|---|
| RWD | 30 kWh/100 mi | $655 | $3,233 | $1,427 | $2,070 | $7,385 |
| Standard AWD | 30 kWh/100 mi | $655 | $3,252 | $1,427 | $2,070 | $7,404 |
| AWD | 30 kWh/100 mi | $655 | $3,389 | $1,427 | $2,070 | $7,541 |
| Premium RWD | 30 kWh/100 mi | $655 | $3,702 | $1,427 | $2,070 | $7,854 |
| Premium AWD | 30 kWh/100 mi | $655 | $4,014 | $1,427 | $2,070 | $8,166 |
| Performance AWD | 30 kWh/100 mi | $655 | $4,639 | $1,427 | $2,070 | $8,791 |
| L Premium Launch Series AWD | 30 kWh/100 mi | $655 | $4,952 | $1,122 | $2,277 | $9,006 |
Value loss: this model, KBB used values. 61% of the price kept after 5 years. Price: MSRP + destination, $41,380.
Upkeep and insurance: AAA, Your Driving Costs 2026 averages for medium SUV EVs. AAA source
What this cannot tell you
Loans add interest. Repairs, fees and tolls vary.
Insurance varies by driver and state.
- Two or more sources agree
- One source
- Model-level or estimate
- Sources differ