What does a 2027 Tesla Model 3 cost to own a year?
Cost a year, all in, RWD
$7,562 a year
- Electricity
- $660
- Value loss
- $3,550
- Upkeep
- $1,282
- Insurance
- $2,070
- Median sedan
- $9,092
- 23 models, 2027
12,000 miles a year, kept 5 years, bought new. Gas $4.35 (EIA, week of Oct 5, 2026). Electricity 18.19 cents a kWh.
Cost by trim
Source marks: one source
| Trim | Rating | Fuel | Value loss | Upkeep | Insurance | Total a year |
|---|---|---|---|---|---|---|
| RWD | 30.2 kWh/100 mi | $660 | $3,550 | $1,282 | $2,070 | $7,562 |
| Premium RWD | 30.2 kWh/100 mi | $660 | $4,059 | $1,282 | $2,070 | $8,071 |
| Premium AWD | 30.2 kWh/100 mi | $660 | $4,522 | $1,282 | $2,070 | $8,534 |
| Performance AWD | 30.2 kWh/100 mi | $660 | $5,216 | $1,282 | $2,070 | $9,228 |
Value loss: this model, KBB used values. 54% of the price kept after 5 years. Price: MSRP + destination, $38,380.
Upkeep and insurance: AAA, Your Driving Costs 2026 averages for medium sedan EVs. AAA source
What this cannot tell you
Loans add interest. Repairs, fees and tolls vary.
Insurance varies by driver and state.
- Two or more sources agree
- One source
- Model-level or estimate
- Sources differ