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0% financing or a rebate on a 2027 Lexus IS?

Gap in total cost

$5,955

0% APR a month
$738
0% APR total
$48,919
Rebate a month
$838
Loan at 7.0%
Rebate total
$54,874
$2,000 rebate

350 F Sport Design RWD, $46,150 MSRP + destination.

0% wins by $5,955.

Switch point
The rebate wins below 1.8% APR.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$48,919Rebate, 7.0% APR$54,874
Down payment plus 60 months of payments. Orange: cheaper.

Source marks: one source

2027 Lexus IS: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
350 F Sport Design RWD$46,150$738$838$48,919$54,8740% APR
350 F SPORT Design AWD$48,150$770$876$51,039$57,3550% APR
350 F Sport RWD$48,450$775$881$51,357$57,7270% APR
350 F Sport AWD$50,450$807$919$53,477$60,2090% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked