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0% financing or a rebate on a 2025 Lexus IS?

Gap in total cost

$5,177

  • 0% wins by $5,177.
  • 0% APR: $669 a month, $44,340 total.
  • Rebate at 7.0%: $756 a month, $49,517 total.
  • The rebate wins below 2.0% APR.
  • 300 RWD, $41,830 with destination.
  • Cheaper than 72% of 83 sedans (2025) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$44.3kRebate, 7.0% APR$49.5k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Lexus IS: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
300 RWD$41,830$669$756$44,340$49,5170% APR
300 F SPORT Design RWD$43,800$701$793$46,428$51,9600% APR
300 AWD$43,830$701$794$46,460$51,9980% APR
350 F SPORT Design RWD$45,155$723$819$47,864$53,6410% APR
300 F SPORT Design AWD$45,840$733$832$48,590$54,4910% APR
300 F SPORT RWD$45,875$734$833$48,628$54,5350% APR
350 F SPORT Design AWD$47,155$755$857$49,984$56,1230% APR
350 F SPORT RWD$47,230$756$858$50,064$56,2160% APR
300 F SPORT AWD$47,915$767$871$50,790$57,0650% APR
350 F SPORT AWD$49,230$788$896$52,184$58,6970% APR
500 F SPORT Performance RWD$60,815$973$1,117$64,464$73,0690% APR
500 F SPORT Performance Premium RWD$65,315$1,045$1,202$69,234$78,6510% APR
500 F SPORT Ultimate Edition RWD$71,495$1,144$1,320$75,785$86,3180% APR
IS 500 F SPORT Performance Ultimate Edition RWD$72,790$1,165$1,344$77,157$87,9240% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked